Условия кредитования в Почта Банке
Почта Банк started its operations less than 3 years ago and has already entered the top 30 largest banks in Russia. Moreover, in several indicators, such as the volume of loans to the population, it confidently ranks in the top 6 in the domestic financial market.
For 2024, the bank’s credit products for individuals include:
- «Knowledge is Power«. Possibility to receive from 50,000 rubles to 2 million for a period of up to 150 months at 9.9%.
- «First Postal«. Interest rate — 10.9%. 50,000 — 500,000 rubles for 5 years or less.
- «Super Postal«. From 300,000 to 1 million rubles at 10.9%.
- «First Postal 12.9«. Interest rates from 11.9-12.9%. Amount from 300,000 to 1.5 million.
- «Refinancing«. Rates start from 11.9. Credit refinancing available from 20,000 to 1 million rubles.
- «Salary«. 13.9% for 5 years. 300,000 – 1,500,000 rubles.
- «Privileged«. Favorable loan for up to 3 years with a sum from 20,000 to 200,000 rubles.
- «Postal«. 50,000-500,000 for 5 years or less. 20.9%.
Main reasons to consider taking a loan from Pochta Bank:
- Availability of 8 different credit offers;
- Attractive credit terms, allowing to obtain a consumer loan in Pochta Bank in cash at an interest rate from 9.90% per annum;
- Presence of an extensive network of branches, ensuring the presence of the financial organization’s office in almost any settlement in the country;
- Stable financial position, ensured by the reliability of its owners — Russian Post and VTB Group;
- Convenient, meticulously designed service of the official portal;
- Prompt consideration of applications from potential clients, and so on.
Additional information: Pochta Bank has introduced new digital banking services to enhance customer experience. It has also expanded its partnership with retail stores to offer exclusive discounts and benefits to its credit cardholders. Moreover, the bank has implemented advanced security measures to protect its customers’ financial transactions and personal information.